Monthly Archives: February 2011

Retirement Annual Income

Your retirement lifestyle will depend not only on your assets and investment choices, but also on how quickly you draw down your retirement portfolio. The annual percentage that you take out of your portfolio, whether from returns or the principal itself, is known as your withdrawal rate. Figuring out an appropriate initial withdrawal rate is a key issue in retirement planning and presents many challenges. Continue reading

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Active vs. Passive Portfolio Management

One of the longest-standing debates in investing is over the relative merits of active portfolio management versus passive management. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark index by using his or her judgment in selecting individual securities and deciding when to buy and sell them. A passively managed portfolio attempts to match that benchmark performance, and in the process, minimize expenses that can reduce an investor’s net return.

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Money Tip of the Week: Investment Planning Series, Part 1 of 3

The combination of investments you choose can be as important as your specific investments. The mix of various asset classes, such as stocks, bonds, and cash alternatives, accounts for most of the ups and downs of a portfolio’s returns.
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Kiddie Tax

Tax Tip of the Week:  Kiddie Tax | February 2, 2011 | No. 28 Will Your Family Be Hit With Kiddie Tax? Children with investment income may have part or all of it taxed at their parents’ tax rate rather than at … Continue reading

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